Greg Cummings San Diego Real Estate Agent - 858-206-9500
San Diego Condo ManiaMLS: 250043056 $769,990
3 Bedrooms with 3 Baths1990 CAMINITO DE LA CRUZ
CHULA VISTA CA 91913MLS: 250043056
Status: ACTIVE
List Price: $769,990
Price per SQFT: $423
Square Footage: 18203 Bedrooms
3 Baths
Year Built: 2005
Zip Code: 91913
Listing Remarks
Beautiful Otay Ranch Condo with Assumable VA Loan at 2.75%! Take advantage of a rare opportunity to assume a VA loan at an incredible 2.75% interest rate—a true game-changer for your monthly payments and long-term savings! Nestled in the heart of Otay Ranch, one of Chula Vista’s most desirable communities, this beautifully updated 3-bedroom +1 optional bedroom, 2.5-bath condo offers the perfect blend of comfort, style, and convenience. Step inside to find a bright and open floor plan featuring a spacious living room, a dedicated dining room, and a kitchen that has been recently updated with modern finishes—ideal for everyday living and entertaining. The loft upstairs offers flexible space for a home office, playroom, or media area. Each bathroom has been tastefully updated, and the home includes a new central A/C unit for year-round comfort. Enjoy indoor-outdoor living with a dining area that opens to a private side yard, perfect for BBQs or relaxing evenings. The attached 2-car garage provides convenience and extra storage. Located close to top-rated schools, parks, trails, restaurants, and shopping, this home offers the best of Otay Ranch living in a well-maintained and move-in-ready package. Don’t miss this opportunity to secure a stunning home and an unbeatable interest rate—schedule your private tour today!
Address: 1990 CAMINITO DE LA CRUZ CHULA VISTA CA 91913
Listing Agent: JOAHNA FLORES of RISE REALTY 858-585-2559
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
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Listing Details
STATUS: Active SPECIAL LISTING CONDITIONS: N/K LISTING CONTRACT DATE: 2025-10-30 BEDROOMS: 3 BATHROOMS FULL: 2 BATHROOMS HALF: 1 LIVING AREA SQ FT: 1820 BUILDING AREA TOTAL: 1820 YEAR BUILT: 2005 HOA FEES FREQUENCY: Monthly HOA FEES: $340 HOA INCLUDES: Common Area Maintenance, Exterior (Landscaping) APPLIANCES INCLUDED: Dishwasher, Disposal, Dryer, Microwave, Washer, Gas Range CONSTRUCTION: Stucco HEATING: Forced Air Unit COOLING: Central Forced Air LAUNDRY FEATURES: Gas # GARAGE SPACES: 2 PARKING FEATURES: Attached, Garage Door Opener PROPERTY TYPE: Residential PROPERTY SUB TYPE: Condominium ROOF: Tile/Clay POOL FEATURES: Community/Common STORIES TOTAL: 2 LISTING AGENT: JOAHNA FLORES LISTING OFFICE: RISE REALTY LISTING CONTACT: 858-585-2559
Estimated Monthly Payments
List Price: $769,990 20% Down Payment: $153,998 Loan Amount: $615,992 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $3,893 Estimate does not include taxes, fees, insurance.
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Property Location: 1990 CAMINITO DE LA CRUZ CHULA VISTA CA 91913
This Listing
Active Listings Nearby
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
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Region: SAN DIEGO SOUTH BAY Condos
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Last Updated: 2025-10-31