Greg Cummings San Diego Real Estate Agent - 858-206-9500
San Diego Condo ManiaMLS: 260008317 $839,999
2 Bedrooms with 3 Baths4345 SHORELINE UNIT 3
OCEANSIDE CA 92056MLS: 260008317
Status: ACTIVE
List Price: $839,999
Price per SQFT: $432
Square Footage: 19442 Bedrooms
3 Baths
Year Built: 2007
Zip Code: 92056
Listing Remarks
Assumable VA loan at an incredible 2.65% interest rate offers a rare opportunity to secure significantly below-market financing! Welcome to this beautifully upgraded townhome located in the highly desirable gated community of St. Cloud at Ocean Ranch. Owned and meticulously cared for, this home showcases true pride of ownership throughout. Featuring one of the largest floor plans in the community, the layout offers exceptional versatility with two spacious living areas plus an additional loft that can easily be converted into a third bedroom, home office, or flex space to suit your needs. The kitchen has been tastefully upgraded with granite countertops, a custom tile backsplash, and stainless steel appliances, including a recently added brand new oven and dishwasher. The open design flows seamlessly into the main living spaces, creating an ideal setup for both everyday living and entertaining. The primary suite offers a comfortable retreat with a beautifully upgraded walk-in shower and a walk-in closet complete with custom storage. Additional upgrades include an epoxy-finished garage with built-in storage cabinets, adding both function and convenience. Step outside to enjoy one of the largest outdoor patio spaces in the community, featuring a covered patio and low-maintenance artificial turf—perfect for relaxing, entertaining, or enjoying the coastal lifestyle. Ideally located near community amenities, award-winning schools, shopping, dining, and just a short drive to the beach.
Address: 4345 SHORELINE UNIT 3 OCEANSIDE CA 92056
Listing Agent: TRAVIS D. HOMAN-GONZALEZ of EXP REALTY OF SOUTHERN CALIFORNIA, INC. 760-415-1857
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
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Listing Details
STATUS: Active SPECIAL LISTING CONDITIONS: N/K BEDROOMS: 2 BATHROOMS FULL: 2 BATHROOMS HALF: 1 LIVING AREA SQ FT: 1944 BUILDING AREA TOTAL: 1944 YEAR BUILT: 2007 HOA FEES FREQUENCY: Monthly HOA FEES: $345 HOA INCLUDES: Common Area Maintenance, Gated Community APPLIANCES INCLUDED: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Energy Star Appliances, Freezer BUILDING NAME: Ocean Ranch CONSTRUCTION: Stucco, Wood COMMUNITY FEATURES: Clubhouse/Rec Room, Exercise Room, Gated Community, Pool, Spa/Hot Tub HEATING: Forced Air Unit COOLING: Central Forced Air, Wall/Window LAUNDRY FEATURES: Electric, Gas # GARAGE SPACES: 2 PARKING FEATURES: Attached PROPERTY TYPE: Residential PROPERTY SUB TYPE: Condominium ROOF: Tile/Clay POOL FEATURES: Community/Common STORIES TOTAL: 2 NUMBER OF UNITS TOTAL: 4 VIEW: Pool LISTING AGENT: TRAVIS D. HOMAN-GONZALEZ LISTING OFFICE: EXP REALTY OF SOUTHERN CALIFORNIA, INC. LISTING CONTACT: 760-415-1857
Estimated Monthly Payments
List Price: $839,999 20% Down Payment: $168,000 Loan Amount: $671,999 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $4,247 Estimate does not include taxes, fees, insurance.
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Property Location: 4345 SHORELINE UNIT 3 OCEANSIDE CA 92056
This Listing
Active Listings Nearby
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
The Fair Housing Act prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.
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Last Updated: 2026-04-09