Greg Cummings San Diego Real Estate Agent - 858-206-9500
San Diego Condo ManiaMLS: 260014134 $875,000
3 Bedrooms with 3 Baths1195 W SPRUCE ST
SAN DIEGO CA 92103MLS: 260014134
Status: ACTIVE
List Price: $875,000
Price per SQFT: $734
Square Footage: 11923 Bedrooms
3 Baths
Year Built: 2003
Zip Code: 92103
Listing Remarks
— Welcome to Terracina — one of San Diego's best-kept secrets. Nestled in the heart of Middletown/South Mission Hills, this rarely available 3-bedroom, 2.5-bath townhome has been thoughtfully updated and is move-in ready. With only a handful of 3-bedroom units in the entire community, opportunities like this don't come around often. The 2-level floor plan lives beautifully — enter through your private patio into the open-concept living and dining area with soaring 9-foot ceilings and new wood flooring that flows throughout the home. Upstairs, the primary suite is a true retreat featuring custom built-ins, a walk-in closet, and a beautifully remodeled en-suite bath. Two additional bedrooms share a second remodeled bath on the top floor, while a powder room off the living room is perfect for guests. The attached one-car garage includes a private driveway for a second vehicle — a true luxury in this zip code. Low-maintenance living is built in with an HOA that covers exterior upkeep, landscaping, roof maintenance, sewer, trash, and termite — all for just ~$285/month. Location is everything here: you're minutes from Little Italy, downtown San Diego, Balboa Park, Hillcrest, the airport, and the waterfront. Walk to dining, hop on the trolley, or be on I-5 in seconds. This is Middletown living at its finest — don't miss your chance.
Address: 1195 W SPRUCE ST SAN DIEGO CA 92103
Listing Agent: NATALIE F CANEPA of PRUETT REALTY
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
Request More Information
Listing Details
STATUS: Active SPECIAL LISTING CONDITIONS: N/K BEDROOMS: 3 BATHROOMS FULL: 2 BATHROOMS HALF: 1 LIVING AREA SQ FT: 1192 BUILDING AREA TOTAL: 1192 YEAR BUILT: 2003 HOA FEES FREQUENCY: Monthly HOA FEES: $285 HOA INCLUDES: Common Area Maintenance, Exterior Bldg Maintenance, Trash Pickup, Water APPLIANCES INCLUDED: Dishwasher, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer ARCHITECTURAL STYLE: Mediterranean/Spanish BUILDING NAME: Terracina CONSTRUCTION: Stucco FIREPLACE: FP in Living Room HEATING: Forced Air Unit COOLING: N/K LAUNDRY FEATURES: Gas # GARAGE SPACES: 1 PARKING FEATURES: Attached PETS ALLOWED Y/N: Yes PROPERTY TYPE: Residential PROPERTY SUB TYPE: Condominium ROOF: Spanish Tile POOL FEATURES: N/K STORIES TOTAL: 2 NUMBER OF UNITS TOTAL: 8 LISTING AGENT: NATALIE F CANEPA LISTING OFFICE: PRUETT REALTY
Estimated Monthly Payments
List Price: $875,000 20% Down Payment: $175,000 Loan Amount: $700,000 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $4,424 Estimate does not include taxes, fees, insurance.
Request More Information
Property Location: 1195 W SPRUCE ST SAN DIEGO CA 92103
This Listing
Active Listings Nearby
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
You Might Also Be Interested In...
The Fair Housing Act prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.
“This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non- commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.”
Last Updated: 2026-06-11