Greg Cummings San Diego Real Estate Agent - 858-206-9500
MLS: NDP2603128 $1,099,000
5 Bedrooms with 3 Baths3132 45TH STREET
SAN DIEGO CA 92105MLS: NDP2603128
Status: ACTIVE
List Price: $1,099,000
Price per SQFT: $419
Square Footage: 26245 Bedrooms
3 Baths
Year Built: 1979
Zip Code: 92105
Listing Remarks
Situated in a central San Diego location, 313236 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.
Address: 3132 45TH STREET SAN DIEGO CA 92105
Listing Agent: CHRIS HELLER of EXP REALTY OF SOUTHERN CA 760-632-8408
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
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Listing Details
STATUS: Active SPECIAL LISTING CONDITIONS: Standard BEDROOMS: 5 BATHROOMS FULL: 3 BATHROOMS HALF: 0 LIVING AREA SQ FT: 2624 BUILDING AREA TOTAL: 2624 YEAR BUILT: 1979 FIREPLACE: N/K HEATING: Other/Remarks COOLING: Electric, Other/Remarks, Wall/Window # GARAGE SPACES: 0 PROPERTY TYPE: Residential PROPERTY SUB TYPE: Townhome POOL FEATURES: N/K STORIES TOTAL: 2 VIEW: N/K LISTING AGENT: CHRIS HELLER LISTING OFFICE: EXP REALTY OF SOUTHERN CA LISTING CONTACT: 760-632-8408
Estimated Monthly Payments
List Price: $1,099,000 20% Down Payment: $219,800 Loan Amount: $879,200 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $5,557 Estimate does not include taxes, fees, insurance.
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Property Location: 3132 45TH STREET SAN DIEGO CA 92105
This Listing
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Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
The Fair Housing Act prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.
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Last Updated: 2026-04-03
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