Greg Cummings San Diego Real Estate Agent - 858-206-9500
San Diego Condo ManiaMLS: NDP2603253 $799,000
3 Bedrooms with 2 Baths631 S GREGORY STREET
SAN DIEGO CA 92113MLS: NDP2603253
Status: ACTIVE
List Price: $799,000
Price per SQFT: $814
Square Footage: 9813 Bedrooms
2 Baths
Year Built: 1940
Zip Code: 92113
Listing Remarks
Rare opportunity to own a well-positioned duplex in the heart of San Diego ready for its next owner, offering strong rental history, flexibility, and upside potential at a price below market value. One unit is a spacious 2 bed / 1 bath, previously rented at $3,300/month, while the other unit is a 1 bed / 1 bath, previously rented at $2,200/month. Together, the property has demonstrated solid income potential with a history of consistent rental demand. Each unit includes its own laundry, enhancing tenant convenience. Both units also benefit from dedicated yard space, providing additional livability and appeal for long-term tenants. The property offers additional upside with space to expand a parking pad in the front yard area which is an opportunity to further improve functionality and potentially increase value. Whether youre an investor seeking reliable cash flow, or an owner-occupant looking to live in one unit while offsetting your mortgage with rental income, this duplex presents a compelling opportunity with immediate income and future upside. This property also offers a VA loan assumption for eligible VA Buyer's with entitlement available. Low gap and a rate below today's market. Inquire for details on the assumption.
Address: 631 S GREGORY STREET SAN DIEGO CA 92113
Listing Agent: ROSEY TUTTLE of REAL BROKER 717-802-0638
Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
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Listing Details
STATUS: Active SPECIAL LISTING CONDITIONS: Standard BEDROOMS: 3 BATHROOMS FULL: 2 BATHROOMS HALF: 0 LIVING AREA SQ FT: 981 BUILDING AREA TOTAL: 981 YEAR BUILT: 1940 APPLIANCES INCLUDED: Dryer, Washer FIREPLACE: Other/Remarks COOLING: Wall/Window # GARAGE SPACES: 0 PROPERTY TYPE: Residential PROPERTY SUB TYPE: Townhome POOL FEATURES: N/K STORIES TOTAL: 1 VIEW: Other/Remarks, Neighborhood LISTING AGENT: ROSEY TUTTLE LISTING OFFICE: REAL BROKER LISTING CONTACT: 717-802-0638
Estimated Monthly Payments
List Price: $799,000 20% Down Payment: $159,800 Loan Amount: $639,200 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $4,040 Estimate does not include taxes, fees, insurance.
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Property Location: 631 S GREGORY STREET SAN DIEGO CA 92113
This Listing
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Condo Mania Agent
Greg Cummings
Compass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
The Fair Housing Act prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.
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Last Updated: 2026-04-05